> ## Documentation Index
> Fetch the complete documentation index at: https://docs.adloft.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Managing your subscription

> Upgrade, downgrade, update payment, and cancel — all from billing settings.

Manage your subscription from **Settings → Billing & subscription** (`/dashboard/settings/billing`).

<Warning>
  All billing actions are **owner-only**. Admins, members, and viewers can't change billing.
</Warning>

## The billing page

The page shows:

* **Plan card** — your price, next billing date, invoice breakdown, and actions (Change plan, Update payment method, Cancel/Resume).
* **Team usage** — manage paid seats and ad-account slots. See [Add-ons](/billing/add-ons).
* **AI credits** — balance, usage, and grants. See [Credits](/billing/credits).
* **Invoices** — your invoice history with links to hosted Stripe invoices.

## Upgrade or downgrade

Click **Change plan** to go to pricing in manage mode, then select a new plan or billing interval.

* **Upgrades** take effect immediately, and you receive the new credit allocation right away.
* **Downgrades** take effect at the end of your current billing period.

## Update your payment method

Click **Update payment method** to open a secure Stripe checkout for adding or replacing your card. You can also open the **Stripe billing portal** to manage payment details and invoices.

## Payment failures

If a payment fails, your status becomes **Past due**. Update your payment method to restore access. Recovery happens through Stripe's standard retry process.

## Cancel your subscription

Click **Cancel subscription** to start the cancellation flow (`/dashboard/settings/billing/cancel`):

<Steps>
  <Step title="Tell us why">
    Choose a reason (and add detail if you pick "Other").
  </Step>

  <Step title="Consider a one-time offer">
    If eligible, you may be offered a discount to stay (once per workspace).
  </Step>

  <Step title="Confirm">
    Confirm cancellation. Your subscription stays active until the end of the current period — you won't be charged again after that.
  </Step>
</Steps>

If you change your mind before the period ends, use **Resume** on the billing page to keep your subscription.

<Note>
  Cancelling schedules the subscription to end at the period's end. You keep full access until then.
</Note>